Thursday, March 22, 2012

Insurers offered to reduce the cost of CTP for women







Union of Insurers of St Petersburg and North-West, made a proposal to introduce a reduction factor in the calculation of the cost of CTP for women. According to the head of the organization Eugenia Dubensky, women drive more carefully, and the losses are much lower, the newspaper ...
Currently, the cost of CTP insurance policy is calculated based on age and length of the driver, the region where the registered car and engine power. Gender factor in the calculation is not provided. In 2010, the Finance Ministry has prepared an amendment, involving the introduction of CTP for the ... According Dubensky, after the entry into force of these amendments, the company will be able to enter a reduction factor for women. It will happen, tentatively, in 2014.
Dubensky initiative supported by a number of insurers in St. Petersburg and community organizations. In their view, a discount on the insurance policy is worth doing for women with children, because after the birth of a woman is ...
The head of the commission on insurance Petersburg branch of the public organization ... Meanwhile, official statistics on the number of accidents occurring due to the fault of men and women, no, told the newspaper in the traffic police. No such data, and the Russian Union of Motor Insurers ( RAMI ).
Chairman of the Non-Profit Partnership ... According to him, women really are rarely to blame for accidents, but these accidents are usually more severe consequences than those that are due to men. Kotra is explained by the fact that she rarely sits behind the wheel, ...
He said the president of ... He believes that the best driver - a woman with a great driving experience. However, human rights and opposes the introduction of the gender factor, as it would be contrary to the Constitution, which prohibits discrimination based on sex.
At present, the reduction factor when applying for insurance for women is valid in the UK, but against such a calculation serves the European Union. The EU believes that the policy of different prices for men and women with the same experience and the car is sex discrimination. According to the newspaper Daily Mail, if British insurers refuse to gender ratio, the average insurance for women go up to 362 pounds sterling a year. For motorists under the age of 22 years will increase almost three thousand pounds, because, according to statistics, young men are often among the drivers are to blame for accident.


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